Financing for Commercial Real Estate in Charlotte, NC

 Park Cedar Commercial Lending provides financing for commercial real estate transactions and projects throughout Charlotte, NC. From first-time property investors to seasoned professionals looking to expand their portfolios, and large construction projects, Park Cedar Commercial Lending offers commercial real estate financing tailored to your needs.

Conventional Loans for Commercial Properties in Charlotte, NC

 Park Cedar Commercial Lending provides conventional financing for investment properties throughout Charlotte, NC. Our conventional loans for commercial real estate feature:

  • Loan amounts up to $100 million
  • Up to 75% LTV
  • Terms up to 10 years
  • Amortizations up to 30 years

SBA Loans for Commercial Real Estate in Charlotte, NC

SBA 7a and 504 loans from Park Cedar Commercial Lending can be used by businesses and property investors alike for commercial real estate in the Charlotte area. Our SBA loans include:

  • Loan amounts as high as $5,000,000
  • Low interest rates
  • Full amortizations
  • Fixed and variable rate options
  • No penalties for prepayment
  • Loan-to-value between 80% and 90%
  • Prequalifications within 48 hours
  • Terms up to 25 years
  • No balloon payments

SBA loans can be used for a wide range of property types in Charlotte, NC such as:

  • Auto dealerships and automotive repair
  • Childcare and daycare centers
  • Convenience stores and gas stations
  • Dry Cleaners
  • Franchises
  • Hotels and motels
  • Mixed-use
  • Owner-occupied properties
  • Office space
  • Mobile home parks
  • Self-storage
  • Veterinary and medical practices

USDA Loans Business and Industry (B&I) Loans

Many business owners are familiar with using USDA B&I loans as they pertain to agriculture, manufacturing, and nonprofits, but they can also be used for commercial properties in Charlotte, NC as well. USDA B&I loans can be used for:

  • Property and raw land acquisitions
  • Refinancing
  • Renovations, repair, and expansions

USDA B&I loans from Park Cedar Commercial Lending provide up to $25 million and feature longer terms than traditional loans, more competitive rates, full amortizations, and no balloon payments.

More Options for Commercial Real Estate in Charlotte, NC

In addition to conventional financing, SBA loans, and USDA B&I loans, Park Cedar Commercial Lending offers a wide range of options for investment properties in Charlotte, NC:

Bridge Loans: We offer bridge and hard money loans up to $100 million with low interest rates and generous terms to cover gaps in capital and keep projects on track.

CMBS Loans: Park Cedar Commercial Lending offers CMBS loans up to $5 million with higher LTV and better terms than similar loans from traditional channels.

HUD and FHA Loans: We provide HUD and FHA loans up to $50 million, featuring credit enhancements, integrated construction, and other benefits.

Construction Loans: Our construction loans offer permanent financing for construction projects of every size.

Equity and Mezzanine Loans: Our equity and mezzanine loans provide up to $100 million for large property transactions.

Contact Us Today

Whether you are just getting into the commercial real estate arena, have years of experience, or are taking on a large project, contact the experts at Park Cedar Commercial Lending today. Our team will work with you to create a solution tailored to your needs.