Financing Solutions for Restaurants in Charlotte, NC

Restaurant owners in Charlotte, NC have a wide range of needs to maintain and grow operations. At Park Cedar Commercial Lending, we offer solutions tailored to the needs of local restaurants. From equipment to working capital, we help local restaurants in Charlotte, NC get the funding they need.

Restaurant Loans in Charlotte, NC

Restaurant loans from ark Cedar Commercial Lending provide capital that can be used for a wide range of purposes, such as:

  • Purchasing supplies and inventory
  • Opening a new location
  • Upgrading kitchen equipment and appliances
  • Smoothing out uneven revenue cycles
  • Overcoming gaps in capital
  • Paying down existing debt
  • Renovating and remodeling

Our loans for restaurants in Charlotte, NC feature:

  • Simple application process with little documentation necessary
  • No collateral required up to $750,000
  • Terms from 12 to 36 months
  • Funding in as little as 3 days
  • Renewable lines of credit with 24-hour availability
  • Low rates and fixed payments
  • No hidden fees
  • Tax deductible interest
  • Prepayment options

Unsecured Lines of Credit for Restaurants in Charlotte, NC

Restaurants in Charlotte, NC need a reliable and reusable source of working capital. However, many restaurants do not have the collateral to meet the prohibitively high requirements of traditional credit providers. At Park Cedar Commercial Lending, we provide unsecured lines of credit for local restaurants, meaning we do not require collateral for business owners to access the capital they need. Additionally, our unsecured lines of credit offer discretionary capital, so restaurant owners can use the funds for anything their businesses need. Our unsecured lines of credit for restaurants feature:

  • Very little paperwork required
  • Funds deposited quickly in your account
  • No collateral required
  • Easy and flexible repayment

SBA Loans for Restaurants in Charlotte, NC

Park Cedar Commercial Lending provides SBA loans for restaurants throughout the Charlotte area. Our SBA loans for restaurants include:

  • Financing up to $5 million
  • Up to 80% LTV for new restaurants
  • Terms up to 25 years for new restaurants
  • Up to 90% LTV for established restaurants
  • Terms up to 15 years for established restaurants
  • Full amortizations
  • No prepayment penalties
  • Fixed and variable interest rates available

Our SBA loans for local restaurants can be used for:

  • Working capital
  • Equipment and assets
  • Purchasing property for your venue
  • Advertising
  • Refinancing and debt consolidation

Equipment for Restaurants in Charlotte, NC

Park Cedar Commercial Lending provides equipment leasing packages for local restaurants so they can get the appliances, kitchen tools, delivery vehicles, and more that they need to thrive and grow. We can provide equipment to restaurants of any size and type, and we even have special leasing programs for restaurants with less-than-perfect credit ratings.

Contact Us Today

If you own a restaurant or are thinking of launching a new restaurant in the Charlotte area, contact the team at Park Cedar Commercial Lending to explore your financing options.