SBA Loans for Businesses in Charlotte, NC

Charlotte, NC is home to small and emerging businesses spanning all industries. From tech startups to shops on Main Street, restaurants, manufacturers, trucking companies, agriculture, and more, the one thing all of these businesses have in common is the need for financing. At Park Cedar Commercial Lending, we believe financing your small business should be accessible and free of bureaucratic red tape that can cause delays. For these reasons, we offer SBA loans to businesses throughout Charlotte, NC with generous terms, fast approvals, and expedited processing.

SBA 7a and 504 Loans for Charlotte, NC Entrepreneurs

Park Cedar Commercial Lending offers SBA 7a and 504 loans to businesses in Charlotte, NC. Our SBA 7a and 504 loans can be used for a wide range of purposes, including:

  • Working capital
  • Equipment, machinery, and assets
  • Commercial property
  • Refinancing existing loans

SBA loans from Park Cedar Commercial Lending feature:

  • Loan amounts as high as $5,000,000
  • Low interest rates
  • Full amortizations
  • Fixed and variable rate options
  • No penalties for prepayment
  • Loan-to-value between 80% and 90%
  • Prequalifications within 48 hours
  • Terms up to 25 years
  • No balloon payments

SBA Loans for Commercial Property in Charlotte, NC

SBA loans from Park Cedar Commercial Lending can be used to purchase, renovate, expand, refinance, and build commercial properties in the Charlotte area. Our SBA loans can be used for a variety of property types, including:

  • Auto dealerships and automotive repair
  • Childcare and daycare centers
  • Convenience stores and gas stations
  • Dry Cleaners
  • Franchises
  • Hotels and motels
  • Mixed-use
  • Owner-occupied properties
  • Office space
  • Mobile home parks
  • Veterinary and medical practices

SBA Loans for Equipment in Charlotte, NC

At Park Cedar Commercial Lending, we understand that businesses can be more productive and drive more sales if they have access to the right equipment and machinery. Our SBA loans can be used to acquire the equipment and assets businesses in Charlotte, NC need to thrive and grow. SBA loans can be used to get equipment and machinery, such as:

  • Binding and printing machinery
  • Computers, software licenses, and servers
  • Diagnostic and medical equipment
  • Dry cleaning and laundry equipment
  • Heavy equipment and trucking vehicles
  • Manufacturing equipment, tools, and machinery
  • Office fixtures and furniture
  • Restaurant equipment, appliances, and delivery vehicles

The Park Cedar Commercial Lending Difference

As a preferred SBA lender, Park Cedar Commercial Lending can expedite SBA loan requests from clients in Charlotte, NC. We handle all requests and approvals in-house, so SBA loans do not get delayed by red tape or interdepartmental transfers. Our team works directly with clients to create SBA solutions tailored to their needs, with fast approvals so they can get the financing they need, when they need it.

Contact Us Today

If you own a business in Charlotte, NC and need financing, contact the team at Park Cedar Commercial Lending and ask us about our SBA loan programs.